Stamp duty and registration charges in Delhi (2026)
Delhi stamp duty is 6% for men, 4% for women and 5% for joint owners, plus 1% registration. Here's how it is calculated and paid.
Stamp duty is the largest cost after the price itself when you buy property in Delhi. Here's how it works.
Current rates
| Buyer | Stamp duty | Registration fee |
|---|---|---|
| Male | 6% | 1% |
| Female | 4% | 1% |
| Joint (male + female) | 5% | 1% |
A small fixed pasting fee (₹100) is added at registration. Rates can differ in NDMC and Cantonment areas.
On what value?
Duty is charged on the higher of:
- the actual transaction value, and
- the circle-rate value of the property
In prime South Delhi colonies the market price is almost always higher than the circle-rate value. Read our circle rates guide.
Example
A ₹8 Cr builder floor bought by a woman:
- Stamp duty at 4% = ₹32 lakh
- Registration at 1% = ₹8 lakh
- Pasting fee = ₹100
- Total ≈ ₹40 lakh
The same floor bought by a man would cost ₹48 lakh in duty plus ₹8 lakh registration.
How to pay
Stamp duty in Delhi is paid through e-stamping via the Stock Holding Corporation of India (SHCIL) — online or at authorised centres. Registration fees are paid at the Sub-Registrar's office, where you book an appointment online.
Try the calculator
Get an exact figure for your deal with our Delhi stamp duty & registration calculator.
FAQs
Can I save duty by adding my wife as co-owner? Joint ownership with a woman lowers the rate to 5%. Sole ownership by a woman is 4%. See joint ownership benefits.
Is stamp duty refundable if the deal fails? Refunds of unused e-stamp paper are possible within time limits, but are not automatic.
Step-by-step: paying stamp duty and registering
- Agree the final price and draft the sale deed.
- Check the circle-rate value, since duty is due on the higher of the two values.
- Buy the e-stamp certificate from SHCIL online or at an authorised centre.
- Book a Sub-Registrar appointment on the Delhi online registration portal.
- Attend with both parties and two witnesses, carrying ID, photographs and the e-stamp.
- Pay the registration fee of 1% plus the pasting fee.
- Collect the registered deed and apply for mutation.
Common mistakes
- Using the wrong buyer rate, for example a joint rate when the deed names only a man
- Forgetting that duty is on the circle-rate value if it is higher
- Booking the appointment before all documents are ready
Tax angle
Stamp duty and registration on a residential property can be claimed under Section 80C within the ₹1.5 lakh limit in the year of payment, under the old tax regime. See home loan tax benefits.
