Home Loan EMI Calculator

Calculate your home loan EMI, total interest and yearly repayment schedule in rupees, with RBI loan-to-value limits.

Monthly EMI

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PrincipalInterest
Loan amount
Total interest
Total repayment
Own contribution (value − loan)

Year-by-year schedule

YearPrincipal paidInterest paidBalance

EMI = P × r × (1 + r)n ÷ ((1 + r)n − 1), where r is the monthly rate and n the number of months. Your bank's figure can differ slightly with processing fees and rounding. See home loans for builder floors and home loan tax benefits.

Other calculators

These calculators give estimates for planning only. Rates and rules change; confirm final figures with the Sub-Registrar, your bank or a chartered accountant.

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